About us
We ask a few questions first so you do not waste an application
FernCredit is a loan enquiry service based in Singapore. We are not a bank and we are not a moneylender — we do not lend money ourselves. What we do is take your situation, tell you honestly which kind of loan fits it, and pass you to a lender only when the numbers make sense. If nothing fits, we say that instead of pushing you into an application that gets declined.
- Four loan types, explained in plain English before you decide
- Enquiries handled across Singapore, including Jurong, Tampines and the CBD
- A real person reads every form and writes back, usually the same working day
- The lender confirms the rate, the tenure and the repayment in writing — never us, and never verbally
