Terms of Use

Last updated:

By using workfernly.com you accept the terms below. If you do not accept them, please do not use the site.

What FernCredit is

FernCredit is a loan enquiry and matching service for people living in Singapore. We are not a bank and not a licensed moneylender. We do not lend money, we do not hold your money, and we do not approve or decline any loan. Every loan on offer comes from a lender, and it is that lender who decides.

What this site is not

Nothing on this site is a loan offer, a guarantee of approval, or financial advice about your particular circumstances. The amounts shown describe the range of enquiries we handle, not an amount you are entitled to.

Rates and repayments

We do not quote interest rates. The rate, the tenure and every repayment figure come from the lender, in writing, before you sign anything. Read that document before you commit, and ask the lender directly if any part of it is unclear.

Your enquiry

You confirm that what you put on the form is true and is your own information, and that the WhatsApp number you give belongs to you. Sending an enquiry does not commit you to anything, and it does not commit us to passing you to a lender.

No fees from you

We do not charge you to enquire and we will never ask you to transfer money to release, unlock, insure or process a loan. Any such request is not from us.

Availability

We try to keep the site up but cannot promise it will always be available or error-free.

Contact

Questions about these terms: enquiries@workfernly.com.